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Promotional Terms

Effective: August 2025

These terms govern the Qwik Discounts Program and the Qwik Rewards Program. By using your Qwik Card, you agree to these Program Terms.

1. Eligibility

You must have an approved and active Qwik Card in good standing. Abuse, misuse, or fraudulent behavior (like self-referrals or chargeback schemes) will lead to forfeiture of all earned benefits.

2. Discounts & Rewards

Discounts

Savings at select merchants credited directly to your account balance. These do not appear on your merchant receipt.

Coins

Earned through spending, referrals, and promotions. Can be redeemed for cashback once posted to your account.

3. Redemption Limits

Minimum Redemption$10
Maximum Monthly$500
Expiration Period2 Years

Note: Coins are not cash and have no cash value until redeemed. They cannot be transferred, traded, or sold.

Built for students.
Designed for real life.

Earn rewards on eligible purchases while
building your credit history over time.¹

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