Copyright © 2026 Qwik Card Inc. All Rights Reserved.
The Qwik Card and related banking services are provided by Cross River Bank, Member FDIC. Upward Financial Inc. is a technology services provider and the administrator of the Qwik card program. Deposits FDIC-insured up to $250,000 through Cross River Bank. Line of credit is not a deposit product. Cards may be used everywhere Mastercard is accepted.
¹ On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. We report payment history to all three credit bureaus. Credit impact may vary based on a number of factors including your activity with other financial services organizations.
² The Qwik Card has no annual fees, but some fees may apply, including out of network ATM fees, late payment fees, and other fees. See your Cardholder Agreement and Deposit Account Agreement for details.