The student card built
for how you actually spend
Earn rewards on eligible purchases while building
your credit history over time, designed for students.¹
Proof of trust by users:
Why students choose Qwik
Real credit, real control, and a foundation that lasts.
Build Your Credit History
Use your card responsibly and build your credit over time.¹
Clear, straightforward pricing
No annual fees.² Simple tools to help you manage your spending.
Level Up Your Money Game
Lessons that help you spend smarter and manage money with more confidence.
Start building credit
in 3 steps
A controlled way to access credit, build your
credit, and stay financially ahead.
1 / Apply for a Qwik card
No hard credit check needed. Applying does not impact your credit score.
2 / Add funds
Connect your bank account in minutes. The spending amount is equal to what you deposit!
Welcome to the Qwik fam!
Enter the amount to you would like to fund your account with:
Welcome to the Qwik fam!
Enter the amount to you would like to fund your account with:
3 / Start building credit
Use your card and make on-time payments, and we will handle the rest by reporting your payment history to all three credit bureaus.¹
Everything you need to
manage your money
Know Where Your Money Goes
See every transaction clearly, understand your spending patterns, and cut unnecessary costs.
Ask Bailey 
anything
about your money
Understand your spending, credit profile, and
next best move without guesswork.
